ALMATY. October 12. KAZINFORM BTA Bank JSC has successfully finished refinancing of mortgage loans within the state program of SamrukKazyna National Welfare Fund. Over the period of the program's implementation, the Bank has processed contracts with 10, 429 borrowers and has utilized over KZT 37 bln or 30% of all funds allotted for the second tier banks. 11, 423 people have applied for refinancing in this period. 10, 620 claims were approved by the credit committee of the Bank. Most active borrowers are from Almaty, Astana, Aktobe, Karaganda, Atyrau and East Kazakhstan region. "BTA Bank participates in all state programs. Within the mortgage loans refinancing program we have already utilized all allotted funds. Simultaneously the Bank provides mortgage loans within the program "Kazakhstan mortgage company" JSC at 11,2% per annum", Bank manager Kunsulu Kapbassova says.